Have you been on the hunt for real business credit cards with the visa or mastercard logo that you can spend anywhere?

Probably you have tracked down plenty of business credit applications, only to be disappointed to find that also required a personal guarantee.

Well we are going to start revealing some of the credit cards that are still available that are real credit cards not just store credit. These are ones that you can apply for if you have a corporation that has both and experian report and a DNB report and some decent Business Credit reporting to the Business Credit Bureaus.

Ok here is goes the drumroll……… Key Bank

Key Bank is underwritten by CitiGroup and has applications that you and print off their website and fax in.

If you have 5-10 Tradelines reporting to Experian Business and DNB then you should be ok to get approved. Make sure that you have followed some of the basic business credit instruction before you apply for the card. For example you should be in business for at least 5 to 10 years before you apply for any buseinss credit cards in this market. If you company is only a couple of years old then you might want to look at getting a aged corporation or what others call shelf corporations.

You can simply not fill in the information on the Personal Guarantee!

Building Business Credit is a long journey and you need to be well informed so check around and make sure you know what you doing before you get started!

The State of Building Business Credit Today

Every body knows we are in a credit Crunch right now but it has really started affecting the process of building business creidit. The big news right now is that one of the easiest cards to get without a personal guarantee has been taken off the marketing, The Home Depot MasterCard.  I am sure this won’t be the last victim of the credit crunch, but lets all hope that one of the main banks behind credit with out personal guarantees, Citigroup, can get stabilized by the TARP funding and come back stronger than ever.

This site is now primarily a blog for delivering vital information on how to Build Business Credit and get aged corporations etc… so that you can grow your business in this economy with out risking or personal credit!

Keep on the watch because we will be giving away a lot of Secrets, just make sure to check out our advertisers.

RMS Inc is offering an aged corp for resale!

Getting an aged corporation that has existing trade lines reporting to business credit bureaus will help you reach you building business credit goals much faster.

It’s a 2year Plus aged Colorado corp with trade lines for sale that has 4 trades on DNB:

• $2,500 payment reporting (for reporting only)

• $50 dollar payments reporting

• $50 dollar payment reporting

• $50 dollar payment reporting

3 Trade lines on Experian Business!  It has a Website and the phone number and address are reporting to 411, Duns #, Tax id # You will also get excel sheet for creating you income statement and balance sheet.

Its being sold for $3,000 and will shave months off your building business credit journey.  You can get assistance from us on continuing you the credit building

RMS announces it’s has started a new affliate marketing plan to help market it’s business credit building services/aged corporations.

Affliates will be paid when their refferals sign up for RMS’s corporate credit builder and they will be paid as soon as the funds clear.  RMS will be paying up to $500 per each refferal; depending on the number of refferals each month.

Now is the best time to help your business associates or members of your network build business credit, when credit is so tight and hard to come by.  Recessions are the best time, if you have access to capital, to expand market share when competitors are shrinking or going out of business.

If you have interest in earning commisions from our affliate marketing program then go to our affliate web page and fill in the contact info.  Someone will contact you and assign you an account number and you will be ready to start sending refferals and recieving commision checks.

http://www.resourcemarketingsolutions.com/affiliate.html

RMS announced today that it will begin Offering Businesses for sale; Aged Corporations with established DNB files, Paydex scores, Business Plans, Website, Financial Statements, Seasoned Bank accounts, Office space and a viable business model right out of the Box! Read the rest of this entry »

RMS announces it will begin selling 10yr Aged Shelf Corporations due to overwhelming demand.

RMS helps firms establish business credit separate from their personal credit by selling aged corporations. Aged Shelf Corporations are merely articles of incorporations that have been filed with the Secretary of State but have never been used to conduct business. Hence they have been sitting on the ’shelf’ aging like fine wine. Read the rest of this entry »

Even an unpaid collection of $30 can hurt your credit score by 20 points or more. So the quickest way to repair your credit is to call up the collection agency that you owe the money to and ask the magic question, “Do you delete?” You are asking the agency to delete their collection from your credit report and instead report the account as “PAID” or “PAID AS AGREED.” Many times, the collection agency will say, “Yes” in return for paying off the debt. By Naomi M.

In our last, repairing your personal credit, post we discussed getting an accurate score or at least the one lenders will be looking at from www.myfico.com.  In this post we will be discussing the first thing you can do when you find negative information on your credit report. Read the rest of this entry »

Today personal credit scores have a dramatic impact on everyone’s lives. If you have a high score you can get loans, buy a house or car that you want and get a great interest rate. if you have a bad score then you may be declined for all of the above, plus be unable to get a great job and/or end up paying onerous interest and large down payments to get the things you need in life. Read the rest of this entry »

You’ll notice in the above credit application that you can’t avoid giving a personal guarantee without having a corporation that is at least 2 years old.  Many people are looking for shortcuts when they start down the path of building their business credit but if you are planning on establishing credit as a sole proprietor or with a new Corporation or LLC then you’re headed down a dead end road. Read the rest of this entry »

We have compiled our Top 10 most common mistakes that businesses make when trying to establish their business credit or corporate credit.

1. Trying to cut costs by using your home address for
your business address.
2. Using a P.O. box or mail drop location for your business address.
3. Not having a separate business phone number from your home phone; also not having a fax number. Read the rest of this entry »