Have you been on the hunt for real business credit cards with the visa or mastercard logo that you can spend anywhere?

Probably you have tracked down plenty of business credit applications, only to be disappointed to find that also required a personal guarantee.

Well we are going to start revealing some of the credit cards that are still available that are real credit cards not just store credit. These are ones that you can apply for if you have a corporation that has both and experian report and a DNB report and some decent Business Credit reporting to the Business Credit Bureaus.

Ok here is goes the drumroll……… Key Bank

Key Bank is underwritten by CitiGroup and has applications that you and print off their website and fax in.

If you have 5-10 Tradelines reporting to Experian Business and DNB then you should be ok to get approved. Make sure that you have followed some of the basic business credit instruction before you apply for the card. For example you should be in business for at least 5 to 10 years before you apply for any buseinss credit cards in this market. If you company is only a couple of years old then you might want to look at getting a aged corporation or what others call shelf corporations.

You can simply not fill in the information on the Personal Guarantee!

Building Business Credit is a long journey and you need to be well informed so check around and make sure you know what you doing before you get started!

RMS Inc is offering an aged corp for resale!

Getting an aged corporation that has existing trade lines reporting to business credit bureaus will help you reach you building business credit goals much faster.

It’s a 2year Plus aged Colorado corp with trade lines for sale that has 4 trades on DNB:

• $2,500 payment reporting (for reporting only)

• $50 dollar payments reporting

• $50 dollar payment reporting

• $50 dollar payment reporting

3 Trade lines on Experian Business!  It has a Website and the phone number and address are reporting to 411, Duns #, Tax id # You will also get excel sheet for creating you income statement and balance sheet.

Its being sold for $3,000 and will shave months off your building business credit journey.  You can get assistance from us on continuing you the credit building

RMS announced today that it will begin Offering Businesses for sale; Aged Corporations with established DNB files, Paydex scores, Business Plans, Website, Financial Statements, Seasoned Bank accounts, Office space and a viable business model right out of the Box! (more…)

RMS announces it will begin selling 10yr Aged Shelf Corporations due to overwhelming demand.

RMS helps firms establish business credit separate from their personal credit by selling aged corporations. Aged Shelf Corporations are merely articles of incorporations that have been filed with the Secretary of State but have never been used to conduct business. Hence they have been sitting on the ’shelf’ aging like fine wine. (more…)

You’ll notice in the above credit application that you can’t avoid giving a personal guarantee without having a corporation that is at least 2 years old.  Many people are looking for shortcuts when they start down the path of building their business credit but if you are planning on establishing credit as a sole proprietor or with a new Corporation or LLC then you’re headed down a dead end road. (more…)

We have compiled our Top 10 most common mistakes that businesses make when trying to establish their business credit or corporate credit.

1. Trying to cut costs by using your home address for
your business address.
2. Using a P.O. box or mail drop location for your business address.
3. Not having a separate business phone number from your home phone; also not having a fax number. (more…)

Proof Building Business Credit allows you to get Master Cards and Visa without signing a personal guarantee or using your Social Security number.

There is a lot of hype on the INTERNET about Building Business Credit and with the Credit Crunch in full swing the interest in this subject has skyrocketed.  However, even diligent research into Building Business Credit can still leave you skeptical that it can really work and prevents most from taking advantage of this exciting way to separate your personal credit from your Corporate credit.

We at RMS have tried to figure various ways to convince prospects that indeed it is possible to Build Business Credit without using your social security number or signing a personal guarantee; but if you call around to a few banks or credit cards you will get laughed out by bankers that tell you this is impossible.  So it can be a hard sell and it’s easy not to trust something that sounds too good to be true especially over the INTERNET.

We decided that the best way to show proof that it really is possible to Build Business Credit without signing a personal guarantee and not giving your social security number was to get a recording from a Major Master Card Credit Department to saying it from their own mouth.

This is exactly what we have done… we have recorded a call one of our clients made into the customer service department to see exactly how his credit card was set up.   He asked if they had his social security number and if he had any personal guarantee on the card.

The customer service rep indicated that it looked like they only had his Tax Id number but asked our client to hold while she checked with the New Accounts department to absolutely verify that there was no social listed on the account and that there was no personal guarantee.

After holding for a while the rep comes back with some good news and right from her mouth says, “no there is no social on this account and there is no personal guarantee”. To hear the entire call check out this link: Proof Building Business Credit Works.

Now there shouldn’t be any excuses left that can hold you back from getting your Shelf Corporation started and Building Business Credit today.